- FelbaCare estimates affordability from the rules, balances, claims, and membership data available to the platform.
- A low risk score is not a guarantee that contributions will arrive or that future claims will be affordable.
- Groups should approve rules in writing, reconcile wallets, preserve receipts, and review risk after major benefit changes.
- Platform billing revenue must remain separate from group funds, reserve wallets, claim wallets, savings wallets, and loan repayment wallets.
Group Finance Disclaimer
Risk scores and recommendations do not replace officer judgment.