- FelbaCare provides group management tools. SACCO-style features do not make a group a licensed SACCO. Groups must comply with applicable laws and licensing requirements.
- Groups that accept deposits, offer credit, market themselves as SACCOs, or operate regulated cooperative financial services should confirm registration, licensing, authorization, display, reporting, and supervision obligations with the relevant Kenyan regulator before using SACCO-style features.
- FelbaCare's risk engine and AI Advisor provide decision support only. Final legal, financial, claim, loan, payout, and licensing decisions must be made by authorized humans under the group's approved rules and applicable law.
SACCO-style Disclaimer
Group software features are not a licence.