Rules members can read
Templates and notices give officers a starting point. Groups still approve their own final rules.
Terms and Conditions
Platform use, account duties, fair use, group responsibility, and service limits.
Privacy Policy
How profile, membership, claim, payment reference, and audit data are handled.
Group Finance Disclaimer
Risk scores and recommendations do not replace officer judgment.
Welfare Group Rules Template
Starter clauses for contributions, claims, reserves, waiting periods, and disputes.
Chama Rules Template
Starter clauses for savings, rotation, table banking, investments, meetings, and penalties.
SACCO-style Disclaimer
Group software features are not a licence.
Member Consent Policy
Consent for membership records, claims, beneficiaries, communications, and officer access.
Claims Policy
Evidence, eligibility, approvals, partial payouts, and audit trail.
Loan Policy
Applications, guarantors, interest, repayments, arrears, and statements.
Data Protection Notice
Plain-language notice for member data and group records.
Dispute Resolution Policy
Escalation path for membership, claim, contribution, and loan disputes.